accessible savings and credit services tailored to personal and spiritual goal
Interest Loans
Believers' initiatives like building houses. Loan terms are flexible
02
Get an Account
Once your application is approved, you’ll receive a unique KCCS account—giving you access to our wide range of savings and credit services tailored to faith-based living.
03
Fund Your Account
Activate your membership by depositing your initial savings and share capital.
You can fund your account via:
Bank Transfer
Mobile Money (M-Pesa)
30
Years
of experience
- Founded on Faith and Community Values
- Commitment to Financial Stability
- Nationwide Membership
- Commitment to Financial Stability
+3
Wonderful awards
Loan Products
Flexible and affordable loans designed to support your personal, family, or ministry needs.
Savings Products
Secure savings options that help you grow your finances while staying true to your goals.
Insurance Products
Protection plans that safeguard your health, assets, and loved ones against life’s uncertainties.
"The savings plans are very flexible and aligned with my personal goals. I’ve never felt more confident about my financial future.".
"What I love most about KCCS is that it’s more than just a SACCO—it’s a community that shares my values. I know I’m not just a number here
"I applied for a development loan from KCCS to help renovate our church and expand our community outreach. The process was smooth, the interest rates were fair, and the support I received from the team was truly encouraging. What stood out most was how they genuinely cared about my vision and prayed with me during the application. KCCS isn't just a financial institution—it’s a ministry partner. I highly recommend their loan services to any believer looking to grow with purpose
